Established in the post-independence period, Indian Bank is a state-owned Public Sector Bank which is now a part of Government of India owned banks. Headquartered in Chennai, Indian Bank is going to be anchor-bank to Allahabad Bank by 1st April 2020, as spoken by the Finance Minister of India.
Indian Bank online Banking Registration Guide:
Indian Bank provides us with the facility to perform banking operations through three options:
- Debit Card Banking
- Internet Banking
- Mobile Banking
Here we are talking about Internet Banking. Internet Banking requires an active internet connection and requires you to have the following things with you. The below-mentioned things are compulsory:
- An ATM Card, which is compulsory
- Mobile Number, which has to be registered to your bank account.
- E-mail ID, which has to be registered to your bank account
Now all you have to do his to visit the Indian Bank website.
Now we can see some options for banking that can be done by the customer as well as the bank employees too. Those are:
- Personal Banking
- Register Online
- Corporate Banking
- Mobile Banking
- Phone Banking
- Other Online Payments
Out of the above six options, you have to select the Register Online button. Now we have a new page called “New User Registration” opened to enter into the internet banking portal. It asks the user to enter the following details:
- CIF (Customer Information File) Number:
- (or)Account Number:
- Mobile Number (Registered):
The user has to enter only one option out of the two, i.e., CIF Number or Account Number. These two numbers are available on the front page of the Bank Passbook, that a customer should have. The user also has to enter the Mobile Number without the Country Code. The country code of India is [+91]. However, Indian Bank has its branches in 75 different countries, so the users have to see the what country does he belong to, and enter their respective phone numbers.
Now Click on the “Submit” button, on the bottom-right corner of the window.
Now the User gets on OTP, One Time Password, which is necessarily valid for 5 – 30 minutes. The user can use the on-screen keyboard or can use the virtual keyboard to enter the OTP, on to the asked box. Now click on the “Confirm” button on the bottom-right corner of the screen. Soon there will be a message from the Indian Bank website on the top of your screen, asking you to confirm that whether you wish to continue. Click OK and proceed to the next page.
This page is called “Online Request Acknowledgement” page. Here the user has to confirm that the details provided on the page are same as the details provided by the user during the time of opening an Indian Bank account. Now the user is asked to choose the “Type of Facility” that allows him to continue his banking services. The user can select only one option out of the two:
- View Facility Only
- View & Transaction Facility
The “View Facility Only” allows the user to view his account-related services and transactions made through his account, only. While the “View & Transaction Facility” enables the user to view account-related services as well as make transactions using his account too. The user has the choice of his own. Now click the “Confirm” button on the bottom-right corner of the screen.
Here we have another page opened, which asks the user to enter and re-enter the Login Password.
The password should not be same as the Customer-ID. The password length has to be 6-16 characters long and must contain at least 2 Alphabet, one numeric character and 1 unique character. The first character of the password has to be an alphabet. Now click on “Submit” button on the right side of the page.
Now we have another page, that states some important secret questions, out of which, two has to be answered by the user, and has to remember them. The answers are essential because only they allow the user to access his account after forgets the Login ID or password or both. The secret questions may vary. Now click “Submit” button on the right side of the page.
A new page called “New User Activation” page appears. Select the “Activation type”. Here you get two options:
- Activate through Branch
- Activate through ATM Card
You have to select “Activate through ATM Card” because the other option needs you to go to the branch. But you do not have to go to an office, so choose the mentioned option. Now click the “Confirm” button.
A new page appears, where there are all the Terms and Conditions, T&Cs. Read all the points and agree, only if you find the points feasible to you. Do not get carried away. Assuming that you have read and agreed to the points, tick in the box of the option “I have read and accept the terms & conditions”. Click the “Agree” button on the bottom-right corner.
Another page appears, where you have to enter the following details:
- ATM Card Number:
- Expiry Date (MM/YY):
Now click on the “Submit” button.
Another page appears, called “Online Request ATM Acknowledgement”. This page states that the “Online Banking Facility has been activated successfully. Activation will be done within 24 hours.” Here the user gets the following details:
- Customer Name
- CIF Number
- Reference Number
Now Click on the “Exit” button.
Now the main page appears again, where the User has to click on the “Personal Banking” option. The “Disclaimer” page appears, click on “I Agree” button and, another page appears. Now enter the “Login User ID”, which is the CIF number. Now click on the “Login” button. Here you get the Login Password option, enter the password you created. Again, click on the “Login” button. Now a new page called “Register Transaction Password” page appears. Here you have to create and re-enter “New Transaction Password”. Here the same guidelines apply as the previous one.
The password should not be the same as the Customer-ID. The password length has to be 6-16 characters long and must contain at least 2 Alphabet, one numeric character and one unique character. The first character of the password has to be an alphabet. Now click on the “Submit” button on the right side of the page. A message appears which says, “Your password has been successfully changed. It will be in effect from your next login.” Click on the “Continue” button.
Congrats! You have successfully registered for Internet Banking on Indian Bank.